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What is a savings account?

A savings account is a deposit account designed to hold money you don’t plan to spend immediately. This is different from a checking account, a transactional account meant for everyday spending, allowing you to write checks or make purchases and ATM withdrawals using a debit card.

How do savings accounts work?

Savings accounts allow you to deposit money for safekeeping and earn interest on your balance. You can open these accounts at a bank or credit union. If you’re interested in opening a savings account, there are a few essential things to know about how they work. What Is a Savings Account?

What is a savings account & why do you need one?

Generally, savings accounts offer flexibility that can be ideal for building an emergency fund, saving for a short-term goal like buying a car or going on vacation, or simply earning a little interest on your savings. Savings accounts are bank or credit union accounts designed to keep your money safe while paying interest.

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Risk warning: Digital asset trading is an emerging industry with bright prospects, but it also comes with huge risks as it is a new market. The risk is especially high in leveraged trading since leverage magnifies profits and amplifies risks at the same time. Please make sure you have a thorough understanding of the industry, the leveraged trading models, and the rules of trading before opening a position. Additionally, we strongly recommend that you identify your risk tolerance and only accept the risks you are willing to take. All trading involves risks, so you must be cautious when entering the market.

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